Capcom launched a pre-paid Visa card with Street Fighter IV, Resident Evil 5, and Bionic Commando artwork. You don’t need established credit to get one since you deposit money on the card. Also, Capcom is promising special offers to card holders like “jumping the line” at events and discounts in their e-store. Sounds great, right? Maybe.
The Capcom Community Card also has a list of fees and restrictions that anyone considering to get one should be aware of. First you have to pay $9.95 (US) to activate the card. After that each month there is a $4.95 maintenance fee. This makes the total cost of owning a Capcom-Unity Card for the first year $69.35.
Each time you use the card in a point of sale transaction where you have to plug your PIN number in a machine the card adds $.25 to the transaction. Want to withdraw money an ATM? That’s an extra $1.50 per withdraw. Even if you keep your card in your pocket and don’t have any transactions 90 days you still need to pay a $5.00 dormancy fee. Want to cancel your account to stop bleeding money? Prepare to spend another $10.00 to cover the administration fee to close the account.
The full list of fees is listed below. Buyer beware.
Schedule of Fees & Limits
Card Activation/Issuance Fee – $9.95
Monthly Maintenance Fee – $4.95 per month
Dormancy Fee (90 days after last card activity) – $5.00
Signature Based POS Transaction Fees – Waived per transaction
Signature Transaction Decline Fee – $.50 per decline
PIN Based POS Transaction Fee – $.25 per transaction
PIN Based POS Transaction Decline Fee – $.50 per decline
ATM Transactions Fees
Withdrawal (in U.S.) – $1.50 per withdrawal
Withdrawal (outside U.S.) – $3.50 per withdrawal
Decline (in U.S.) – $.50 per decline
Decline (outside U.S.) – $1.00 per decline
Other – $.50 per action or transaction
Cash Advance – $10.00 per transaction
Card-to-Card Transfer Fees – $2.00 per transfer
Customer Service Fees
VRU Fee – $.25 per action
Representative-assisted – $1.50 per call
Request for Paper Statement (mailed) – $2.00 per request
Website cardholder account inquiries – Waived
Replacement Card Fee – $10.00 per card
Express Delivery of Replacement Card – $20.00 per card
Administrative Fee to Close Account – $10.00
Overdraft Fee – $10.00 per overdraft
Pay Bills Online
Electronic Payment – Waived
Paper Check Payment – $1.00 per check
Check Cancellations – $15.00 per cancellation
Maximum Card Load Limit – $2,500 per day
Maximum Card Balance Limit – $5,000
Maximum ATM Withdrawal Limit – 10 transactions up to $500 per day
Maximum POS Transaction Limit – 20 transactions up to $2,500 per day
Maximum Pinned POS Transaction Limit – 10 transactions up to $500 per day
