Capcom Combos Fees For Prepaid Visas

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Capcom launched a pre-paid Visa card with Street Fighter IV, Resident Evil 5, and Bionic Commando artwork. You don’t need established credit to get one since you deposit money on the card. Also, Capcom is promising special offers to card holders like “jumping the line” at events and discounts in their e-store. Sounds great, right? Maybe.

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The Capcom Community Card also has a list of fees and restrictions that anyone considering to get one should be aware of. First you have to pay $9.95 (US) to activate the card. After that each month there is a $4.95 maintenance fee. This makes the total cost of owning a Capcom-Unity Card for the first year $69.35.


Each time you use the card in a point of sale transaction where you have to plug your PIN number in a machine the card adds $.25 to the transaction. Want to withdraw money an ATM? That’s an extra $1.50 per withdraw. Even if you keep your card in your pocket and don’t have any transactions 90 days you still need to pay a $5.00 dormancy fee. Want to cancel your account to stop bleeding money? Prepare to spend another $10.00 to cover the administration fee to close the account.


The full list of fees is listed below. Buyer beware.


Schedule of Fees & Limits

Card Activation/Issuance Fee – $9.95

Monthly Maintenance Fee – $4.95 per month

Dormancy Fee (90 days after last card activity) – $5.00

Signature Based POS Transaction Fees – Waived per transaction

Signature Transaction Decline Fee – $.50 per decline

PIN Based POS Transaction Fee – $.25 per transaction

PIN Based POS Transaction Decline Fee – $.50 per decline


ATM Transactions Fees 

Withdrawal (in U.S.) – $1.50 per withdrawal

Withdrawal (outside U.S.) – $3.50 per withdrawal

Decline (in U.S.) – $.50 per decline

Decline (outside U.S.) – $1.00 per decline

Other – $.50 per action or transaction

Cash Advance – $10.00 per transaction

Card-to-Card Transfer Fees – $2.00 per transfer


Customer Service Fees

VRU Fee – $.25 per action

Representative-assisted – $1.50 per call

Request for Paper Statement (mailed) – $2.00 per request

Website cardholder account inquiries – Waived

Replacement Card Fee – $10.00 per card

Express Delivery of Replacement Card – $20.00 per card

Administrative Fee to Close Account – $10.00

Overdraft Fee – $10.00 per overdraft


Pay Bills Online

Electronic Payment – Waived

Paper Check Payment – $1.00 per check

Check Cancellations – $15.00 per cancellation

Maximum Card Load Limit – $2,500 per day

Maximum Card Balance Limit – $5,000

Maximum ATM Withdrawal Limit – 10 transactions up to $500 per day

Maximum POS Transaction Limit – 20 transactions up to $2,500 per day

Maximum Pinned POS Transaction Limit – 10 transactions up to $500 per day

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