Konami has begun offering Forward Operating Base (FOB) insurance in Metal Gear Solid V: The Phantom Pain. FOBs are necessary to create every item in the Research & Development menu of the game, as well as get higher level soldiers and materials. However, once a FOB is created, it is also open to online invasions from other players that can result in units and materials being stolen. To help people deal with that, Konami will be selling in-game insurance to protect FOBs.
FOB insurance can be purchased in Metal Gear Solid V: The Phantom Pain with Mother Base Coins. These are occasionally given away as login rewards, but primarily purchased with real cash. If someone purchases the insurance, sold in time blocks, they will not lose staff or materials if invaded. People who invade will receive a copy of those items. Nuclear weapons, staff used in defense of the invasion, and items in the brig will not be covered by the insurance.
Konami has also added Event FOBs to Metal Gear Solid V: The Phantom Pain. These are FOB invasion opportunities that allow someone to break into an AI held FOB to steal materials and staff, without worrying about hurting another player or incurring their wrath.
The Metal Gear Solid V: The Phantom Pain FOB insurance and Events will be added to PlayStation 3, PlayStation 4, Xbox 360, Xbox One, and Windows PC game.